Life as a provider
How much do therapists make in Texas?
Whether you’re considering becoming a therapist or are already in practice, you may be curious about the average salary of providers here.
February 19, 2026
5 min read
When you’re starting or growing your practice, plenty of things — from your hobbies to your support system — influence where you decide to set up shop. But money inevitably plays a role, too. Your earning potential impacts everything from the type of clients you serve to the long-term sustainability of your practice.
So, how much do therapists make in Texas? Here’s the short answer: it depends. Much like any other career, how much therapists can earn varies greatly depending on things like your license type, focus area, experience, specific location, and even how you structure your work. While there isn’t a simple answer to how much you can make in the Lone Star State, data-backed estimates and salary ranges can help you clarify your expectations.
This guide uses the most recent and reliable data to break down what therapists and other mental health providers earn across Texas, so you can walk away with a better idea of what’s possible — and why the numbers differ.
Key insights
1
Most therapists in Texas earn between $48,000 and $95,000 per year, with pay varying (sometimes greatly) based on license type, experience, location, and how they structure their practice.
2
Psychiatrists and other psychiatric prescribers in Texas typically earn between $160,000 and $300,000+ annually, reflecting their medical training, prescribing authority, and broader clinical responsibility.
3
Provider income in Texas is shaped by factors like license type, experience level, client demand, practice structure, and location — leading to wide variation in earnings across roles and regions.
4
Headway helps you build a more predictable and sustainable income by offering competitive reimbursement rates and handling credentialing, claims, billing, and administrative work on your behalf.
How much you can make in Texas depends on your license type and other factors
License type has a strong impact on mental healthcare providers’ salaries, as does whether or not they accept insurance. Along with the amount of education, license type influences how and where a provider can practice (which then affects salary). In practice, compensation is shaped less by license type and more by context — where you work, the value of the services you provide, and the depth of your experience.
In general, licenses that allow for independent practice, private pay, diagnosis, or prescribing authority tend to command higher pay. That’s why questions like “how much do psychiatrists make in Texas?” don’t have the same answer as questions about therapist pay overall. Put simply, license type plays an outside role in determining salary expectations.
Based on Bureau of Labor Statistics (BLS) data for Texas, here’s roughly how average annual salary ranges break down:
- Licensed marriage and family therapists (LMFT): $48,000–$70,000
- Licensed professional counselors (LPC): $50,000–$80,000
- Licensed clinical social workers (LCSW): $65,000–$95,000
- Clinical psychologists (PhD or PsyD): $75,000–$105,000
- Psychiatrists (and other psychiatric prescribers): $160,000–$300,000+
Keep in mind that these ranges aren’t a promise. They reflect statewide averages and, in many cases, providers working in a variety of settings. For example, the salary range for LCSWs is inclusive of all types of social workers (“social workers, all other” in the BLS data), which can skew the numbers. Your individual earnings can fall well outside of these ranges, so refer to them more as a loose guideline than a firm guarantee.
How much do therapists make per hour in Texas?
When you break annual salary ranges down into average hourly pay, most therapists in Texas who take insurance earn somewhere between $25 and $50 per hour, depending on license type, experience level, and work setting. Higher-earning providers — such as psychologists or psychiatrists — may see hourly rates that climb well beyond that range.
However, keep in mind that an hourly pay breakdown isn’t always a straightforward calculation (and most therapists don’t view their compensation as hourly, since they’re often billing insurance). Many therapists don’t work a traditional 40-hour clinical week, and hourly earnings typically need to account for unpaid time spent on documentation, supervision, or administrative work.
Providers in private practice also need to factor in overhead costs, insurance reimbursement rates, and how many billable sessions they realistically handle each week when estimating their true hourly income.
Overall, when it comes to hourly rates or reimbursement rates, the dollar amount refers to what providers receive when they get individually credentialed with certain insurance plans. Headway makes credentialing with a range of plans easy, allowing you to focus on your clients instead of paperwork.
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What influences how much therapists make in Texas?
License type matters, but it’s far from the only factor shaping potential earnings in Texas. A combination of professional, logistical, and market-level variables all come into play here:
- Experience level: Therapists with more time in practice often earn more, as experience can translate to stronger referral networks and more control over caseload size and scheduling.
- Client demand: Providers who specialize in high-demand focus areas or serve communities with limited access to care might maintain fuller caseloads (and steadier income, as a result).
- Practice structure: Full-time clinicians typically earn more than those practicing part-time or splitting their time between clinical work and other responsibilities. Practice model has an impact here, too. Telehealth can reduce overhead and increase flexibility, which can affect overall take-home pay.
- Location: While some Texas cities offer higher demand or more opportunities, they also often require higher operating costs. That means take-home pay can look similar across regions once you factor in expenses.
Even with strong demand for mental health services, higher pay isn’t guaranteed. The average annual wage for therapists in Texas ($65,540) falls below the national average ($73,800). It’s a reminder that where you practice matters, but factors like license type, experience, and how you structure your practice often have a bigger impact on your earnings than state lines alone.
What cities in Texas do therapists make the most?
Overall, therapist pay across Texas doesn’t swing as dramatically by city as it does in some higher-cost states. That’s partly because Texas has a relatively average cost of living, ranking #30 in affordability nationwide.
Still, metro areas can offer a modest earning difference based on demand, practice setting, and payer mix — especially for certain license types.
- Houston — $55,000–$85,000: Larger healthcare systems and strong demand help boost averages, particularly for LPCs, which is why the LPC salary in Houston tends to land toward the upper end of the statewide range.
- Dallas — $55,000–$90,000: A competitive private practice market and higher demand contribute to a slightly higher therapist salary in Dallas compared to smaller metros.
- Austin — $55,000–$85,000: Strong demand is often offset by higher operating costs, which can limit net income.
- San Antonio — $50,000–$80,000: Salaries tend to run closer to state averages, with lower overhead balancing slightly lower pay.
Those ranges are all relatively in line with the statewide average annual salary. But, as with the other statewide data, individual earnings depend heavily on license type, experience, and how a provider structures their practice.
How much can therapists make with Headway?
How much you can earn with Headway still depends on many of the same variables that shape therapist income across Texas — including your license type, the number of clients you see, the insurance plans you accept, and how you structure your schedule.
What’s different is how Headway supports your earning potential. Headway works directly with insurance companies to negotiate and set rates on your behalf, so you don’t need to navigate those payer conversations on your own. Rates are determined using factors like your location, license, and the services you provide.
Once you wrap up a session, Headway takes care of the claim submission and follow-up. You’re paid consistently every two weeks, even if the insurer hasn’t reimbursed us yet, and we absorb the risk of any denied claims.
Between competitive reimbursement rates, streamlined credentialing, and built-in billing support, Headway helps you reduce administrative hassles so you can make your income more predictable and your practice more profitable.
How Headway helps you build a profitable practice
Building a profitable therapy practice isn’t only about what you earn per session. It’s also about minimizing expenses, protecting your time, and cutting down on work that doesn’t directly support client care (and, as a result, billable hours). Headway is built to help.
Headway takes care of many of the operational tasks that cut into both your time and income. Insurance credentialing, billing, and claims follow-up are handled for you, which means fewer unpaid hours spent tracking down reimbursements or untangling payer roles (not to mention fewer headaches, too). Instead of reacting to administrative issues, you can focus on seeing clients and maintaining a steady caseload.
Headway also helps keep your practice costs under control. Headway features are designed to streamline day-to-day work, without you paying separately for billing services, admin support, and other practice management tools.
This content is for general informational and educational purposes only and does not constitute clinical, legal, financial, or professional advice. All decisions should be made at the discretion of the individual or organization, in consultation with qualified clinical, legal, or other appropriate professionals.
© 2025 Therapymatch, Inc. dba Headway. All rights reserved. No part of this publication may be reproduced without permission.
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